Life is all about taking little risks. But sometimes things can happen that change our lives for the worst. Protecting your life and lifestyle is all about being prepared for the unexpected, and making sure you and your family are looked after financially.
We know it’s hard to imagine how your family would cope if anything happened to you, but here are some ways we can help you protect them.
> Life Cover
> Trauma Cover
> Disability Cover
> Income Cover
> Home Loan Cover
> Childrens Cover
Life Cover
Your life is full of important things. Some you can put a price on, some you can't. While we all try to live a long, healthy life, the unexpected can happen at any time. We can help make sure that those most important to you will be free, financially at least, to continue on with their lives.
Trauma Cover
It’s a harsh reality that a medical trauma can affect anyone of us, at any stage of our lives. And if it does happen to you, the last thing you should have to worry about is how you’re going to cope financially.
Trauma Cover gives you valuable peace of mind knowing if you ever suffer from a heart attack, stroke, cancer or any other eligible serious illness, you can maintain your standard of living while you recover.
You can receive a lump sum payment which you can use any way you choose to help you get back to good health.
Disability Cover
If an accident or unexpected illness left you permanently unable to work, the financial impact could be devastating for you and your family. Disability Cover gives you financial protection at a time when you need it most.
If you become totally and permanently disabled and are unable to work again, you may receive a lump sum payment to help you and your family cope with the financial stress. You can use this payment for anything that will make it easier for you to cope, such as rehabilitation, pay down your home loan, children’s education or day-to-day expenses.
Income Protection
Having the ability to earn an income is one of your most valuable assets. So imagine what would happen if you were suddenly unable to work due to illness or injury. How would you pay the mortgage, school fees, credit card bills, phone and power bills? Even meeting day-to-day expenses could be a struggle if you were out of action for some time.
Income Protection is an important safety net that can give you the financial means to continue your lifestyle and meet your financial commitments while you’re away from work.
You can receive a monthly payment if you’re unable to work for an extended period of time due to serious illness or injury. If you do go back to work but can’t function at the same level as you did before your illness or injury, you may receive monthly payments to top up your earnings.
Home Loan Cover
Finding the right home and having everything fall into place is exciting. A home is where you're free to express your style, keep your treasured possessions and create a living space for you and your loved ones to enjoy. It can also mean greater financial commitment. Although things don't always go to plan, it's likely that your responsibility to meet home loan repayments will continue.
With home loan cover you can feel confident that your come loans repayments can continue to be paid in the event of the unexpected. So you can get on with enjoying life 'here and now.'
Children's cover
Our children are our future. They're innocent and vulnerable and we'll do anything in our power to protect them. You can concentrate on your child's recovery of they are seriously ill or have an accident, and get help with the bills.
Contact "Team Russell" today to find out what cover can protect you and those close to you